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Terms of Service

Last updated: May 2026 · Governed by German and EU law · Effective immediately upon account creation or platform use

Contents
1. Acceptance 2. Services 3. Eligibility 4. Accounts 5. Payments & Subscriptions 6. Refunds & Withdrawal 7. Intellectual Property 8. User Content 9. Disclaimer & No Guarantee 10. Limitation of Liability 11. Indemnification 12. Termination 13. Third-Party Services 14. Affiliate Programme 15. Governing Law 16. Changes 17. Contact 18. Force Majeure 19. Intermediary Safe Harbours 20. DMCA Safe Harbour 21. Electronic Contracts 22. Arbitration 23. Class Action Waiver 24. International Users 25. General Provisions 26. Export Controls
Please read these Terms of Service carefully before using Visionary Network. By creating an account, purchasing a membership, or otherwise accessing the platform, you agree to be legally bound by these Terms. If you do not agree, you must not use the platform.

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and Visionary Network, operated by Leandro Binar ("we", "us", "our", "Visionary Network"), governing your access to and use of all products, services, content and features available at visionarynetwork.pro and related platforms (collectively, the "Platform").

By accessing or using the Platform in any manner, including browsing the website, creating an account, purchasing a product or participating in the community, you confirm that you have read, understood and agree to be bound by these Terms and our Privacy Policy and Terms of Use, which are incorporated herein by reference.

If you are using the Platform on behalf of an organisation or business, you represent and warrant that you have authority to bind that entity to these Terms.

2. Description of Services

Visionary Network is a private membership community and digital education platform providing access to:

  • Educational courses, learning paths and programme content across subjects including but not limited to business, entrepreneurship, digital marketing, investing, technology and personal development ("Academy Content")
  • Community access via Discord and any other communication channels operated by us
  • Coaching and consulting sessions provided by Visionary Network coaches
  • A digital shop featuring products, services and resources from Visionary Network and selected partners
  • Partner and affiliate programmes
  • Additional features and services as introduced from time to time

All content provided through the Platform is for informational and educational purposes only. Nothing on the Platform constitutes professional financial, legal, investment, tax, medical, psychological or business advice. See Section 9 for the full disclaimer.

We reserve the right to modify, suspend or discontinue any part of the Platform at any time without notice or liability.

3. Eligibility

You must be at least 18 years of age to use the Platform. By using the Platform, you represent and warrant that you are 18 or older. If you are under 18, you are not permitted to access or use the Platform under any circumstances.

Use of the Platform is void where prohibited by applicable law. You are solely responsible for ensuring your use of the Platform complies with all laws applicable to you in your jurisdiction.

4. Account Registration and Security

To access certain features of the Platform, you must create an account. You agree to:

  • Provide accurate, current and complete information during registration and keep it up to date
  • Maintain the confidentiality of your login credentials and not share your account with any third party
  • Accept full responsibility for all activity that occurs under your account
  • Notify us immediately at info@visionarynetwork.pro if you suspect any unauthorised use of your account

We reserve the right to refuse registration, cancel accounts or remove content at our sole discretion. Account access is personal and non-transferable. You may not sell, assign or otherwise transfer your account or membership to any other person.

5. Payments and Subscriptions

Pricing and Billing

Prices for memberships, courses and other paid products are displayed on the Platform and are inclusive of applicable taxes unless stated otherwise. We reserve the right to change pricing at any time. Changes to subscription prices will be notified to you in advance and will apply at the next billing cycle.

Subscriptions

Subscription memberships renew automatically at the end of each billing period (monthly or annually as selected) unless cancelled before the renewal date. You are responsible for cancelling your subscription before renewal if you do not wish to continue. We will not be liable for charges resulting from failure to cancel in time.

Payment Processing

Payments are processed by third-party payment providers. By making a purchase, you agree to their terms of service. We do not store your payment card details on our servers. All transactions are encrypted and handled by our payment processor in accordance with applicable payment security standards.

Failed Payments

If a payment fails, we reserve the right to suspend access to the Platform until payment is successfully processed. Overdue amounts may be subject to collection proceedings.

6. Refunds and Right of Withdrawal

EU Statutory Right of Withdrawal

If you are a consumer based in the European Union, you have a statutory right to withdraw from a contract for digital services within 14 days of purchase, without giving any reason ("cooling-off period"), unless you have expressly requested immediate access to the service and acknowledged that the right of withdrawal is extinguished upon access beginning.

By purchasing a digital product or membership and immediately accessing any part of the Platform (including course content, community access or downloads), you expressly request immediate performance and acknowledge that your right of withdrawal is thereby extinguished upon commencement of access, in accordance with Art. 16(m) of the Consumer Rights Directive (2011/83/EU) and applicable national law.

General Refund Policy

All purchases of digital products, memberships and course content are final and non-refundable once accessed, except:

  • Where required by applicable mandatory consumer protection law
  • Where a product is demonstrably defective and we are unable to remedy the defect within a reasonable time
  • At our sole discretion in exceptional circumstances reviewed on a case-by-case basis

To submit a refund request, contact info@visionarynetwork.pro with your order details.

Coaching Sessions

Cancellations of coaching sessions must be made at least 24 hours in advance. Sessions cancelled with less than 24 hours notice or not attended are non-refundable. Rescheduling is permitted subject to coach availability.

7. Intellectual Property

Our Content

All content on the Platform, including but not limited to text, graphics, logos, course materials, video content, audio, software, databases, and the overall design and compilation of the Platform, is the exclusive property of Visionary Network or its licensors and is protected by applicable intellectual property laws including German copyright law (UrhG) and EU-wide directives.

Your membership grants you a limited, non-exclusive, non-transferable, revocable personal licence to access and use Platform content strictly for your own private, non-commercial educational purposes. You may not:

  • Copy, reproduce, distribute, publish or share any Platform content with third parties
  • Sell, sublicense, rent or commercially exploit any content obtained through the Platform
  • Create derivative works based on our content without prior written consent
  • Screen-record, download or store content beyond what is explicitly permitted for offline use
  • Remove any copyright, trademark or other proprietary notices from our content

Your Content

You retain ownership of content you post on the Platform. By posting content, you grant Visionary Network a worldwide, royalty-free, sublicensable licence to use, display, reproduce and distribute that content in connection with operating and promoting the Platform.

8. User Conduct and Content

You are solely responsible for all content you post, share or transmit through the Platform. You agree not to post content that is unlawful, defamatory, harassing, abusive, fraudulent, infringing, obscene or otherwise objectionable. For a comprehensive list of prohibited conduct, see our Terms of Use.

We reserve the right to remove any content and suspend or terminate any account that violates these Terms or our community standards, at our sole discretion and without prior notice. We are not obligated to monitor user content but may do so at our discretion.

You represent and warrant that you own or have all necessary rights to any content you post, and that such content does not infringe the rights of any third party.

9. Disclaimer of Warranties and No Results Guarantee

Important: Please read this section carefully. It contains critical limitations on our obligations and your expectations as a user of the Platform.

Educational and Informational Purposes Only

All content, courses, coaching, community discussions, programme materials and other information provided through the Platform are for general informational and educational purposes only. Nothing on the Platform constitutes, and should not be construed as:

  • Financial advice: including investment strategies, trading recommendations, portfolio management or wealth management advice of any kind
  • Legal advice: including advice regarding contracts, business formation, compliance or any legal matter
  • Tax advice: including tax planning, filing obligations or tax optimisation strategies
  • Medical or psychological advice: including mental health, wellbeing or health-related guidance
  • Business consulting: constituting a professional consulting engagement or client-professional relationship

Always seek the advice of a qualified professional, such as a licensed financial adviser, solicitor, accountant, doctor or psychologist, before making any decisions based on information obtained through the Platform.

No Guarantee of Results

Visionary Network makes no representations, warranties or guarantees of any kind, express or implied, regarding the results, outcomes, income, revenue, business growth, personal development, career advancement or any other results that you may achieve through use of the Platform, its courses, coaching services or community.

Individual results vary significantly based on factors entirely outside our control, including but not limited to: your level of effort and commitment, your prior knowledge and experience, your market conditions, your personal and professional circumstances, the time you dedicate to applying the material, and external economic conditions. Past results of other members or case studies presented on the Platform are not indicative of future results and are not a guarantee of what you will achieve.

Any testimonials, success stories, income figures or results shared by members or on the Platform represent individual exceptional results and should not be considered average, typical or expected outcomes. Your results will likely differ.

Platform Availability

The Platform is provided on an "as is" and "as available" basis. We do not warrant that the Platform will be uninterrupted, error-free, secure or free from viruses or other harmful components. We reserve the right to perform maintenance, upgrades or modifications that may result in temporary interruption of service without liability.

Disclaimer of Warranties

To the maximum extent permitted by applicable law, Visionary Network expressly disclaims all warranties, whether express, implied, statutory or otherwise, including without limitation implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. Nothing in these Terms shall exclude or limit warranties that cannot be legally excluded under mandatory applicable law.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Visionary Network, its operator, employees, contractors, partners and affiliates shall not be liable to you or any third party for:

  • Any indirect, incidental, consequential, special, punitive or exemplary damages
  • Loss of profits, revenue, data, business opportunity, goodwill or anticipated savings
  • Damages arising from your reliance on Platform content for financial, business or personal decisions
  • Any interruption, suspension or termination of the Platform or your account
  • Actions or content of other users or third parties
  • Unauthorised access to or alteration of your data

Where liability cannot be fully excluded under mandatory applicable law (including but not limited to EU consumer protection rules), our total aggregate liability to you shall in no event exceed the total amount you paid to Visionary Network in the twelve (12) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability for: death or personal injury caused by our negligence; fraud or fraudulent misrepresentation; or any other liability that cannot be limited or excluded under applicable mandatory law.

11. Indemnification

You agree to defend, indemnify and hold harmless Visionary Network, its operator, directors, employees, contractors, agents, partners, successors and assigns from and against any claims, liabilities, damages, judgements, awards, losses, costs, expenses and fees (including reasonable legal fees) arising out of or relating to:

  • Your violation of these Terms or our Terms of Use
  • Your use of the Platform or any content you post or transmit through it
  • Your violation of any third-party right, including any intellectual property right, privacy right or applicable law
  • Any claim that your content caused damage to a third party

12. Termination and Suspension

By Us

We reserve the right to suspend, restrict or permanently terminate your access to the Platform at any time, with or without notice, if we determine, at our sole discretion, that you have violated these Terms, our Terms of Use, or applicable law; that your conduct is harmful to other users or to the Platform; or for any other reason we deem sufficient.

Upon termination: your licence to use the Platform immediately ceases; you lose access to all content and community features; no refund will be issued for any unused portion of a prepaid period where termination is due to your breach. Where termination is for reasons other than your breach, we will provide a pro-rated refund of any prepaid amounts for the remaining unused period, to the extent required by applicable law.

By You

You may cancel your subscription or close your account at any time by contacting us at info@visionarynetwork.pro. Cancellation will take effect at the end of the current billing period. You will retain access to the Platform until that date.

13. Third-Party Services and Links

The Platform integrates with and may contain links to third-party services, including Discord, payment processors, social media platforms, and content from partner organisations. These third-party services are governed by their own terms and privacy policies.

We are not responsible for the availability, accuracy, content, products or services of third-party platforms. Inclusion of a link or integration does not imply endorsement. You access third-party services at your own risk.

Our community primarily operates through Discord. Your use of Discord is subject to Discord's own Terms of Service and Community Guidelines. We are not liable for Discord's actions, outages, policy changes or enforcement decisions.

14. Affiliate Programme

Visionary Network operates an affiliate programme that allows approved participants to earn commissions by referring new paying members. Participation in the affiliate programme is subject to separate Affiliate Programme Terms communicated upon acceptance into the programme.

We reserve the right to modify commission rates, payment terms and eligibility criteria at any time with notice to active affiliates. We reserve the right to terminate any affiliate's participation if we determine fraudulent, misleading or non-compliant promotional activity has occurred. Commissions are forfeited upon termination for cause.

Affiliates must clearly disclose their affiliate relationship when promoting Visionary Network, in accordance with applicable advertising and consumer protection law including the German Act Against Unfair Competition (UWG) and applicable FTC guidelines for international audiences.

15. Governing Law and Dispute Resolution

Governing Law

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to its conflict of law provisions. Mandatory consumer protection provisions of the EU Member State in which you are habitually resident shall apply to the extent they afford you greater protection than German law.

Jurisdiction

For disputes not resolved through negotiation, the courts of Germany shall have exclusive jurisdiction, subject to any mandatory provisions of applicable consumer protection law that may grant you the right to bring proceedings in your country of residence.

EU Online Dispute Resolution

If you are a consumer residing in the EU, you may submit a dispute to the EU Online Dispute Resolution (ODR) platform at ec.europa.eu/consumers/odr. We are not obliged to and do not voluntarily participate in dispute resolution before a consumer arbitration board, but we are committed to resolving complaints directly and in good faith.

Informal Resolution

Before initiating any formal proceedings, we encourage you to contact us at info@visionarynetwork.pro to attempt to resolve the dispute informally.

16. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify registered users of material changes by email or through the Platform at least 14 days before the changes take effect. Your continued use of the Platform after the effective date of revised Terms constitutes your acceptance of those changes.

If you do not agree to the revised Terms, you must cease using the Platform and may cancel your account before the changes take effect.

18. Force Majeure

Visionary Network shall not be liable for any failure or delay in performing its obligations where such failure or delay results from any cause beyond our reasonable control, including but not limited to: acts of God, natural disasters, pandemics or epidemics; war, armed conflict, terrorism, civil unrest or government sanctions; cyberattacks, DDoS attacks or malicious interference with our infrastructure; failure of third-party providers including hosting, payment processors, Discord or internet backbone operators; power or internet outages; or government orders or regulatory changes that materially affect service delivery. Obligations shall be suspended for the duration of the event. We will notify users and resume normal service as soon as practicable. This clause applies regardless of whether German law, English law, or another governing law applies, including under BGB §§ 275 and 313 (German statutory impossibility and changed circumstances), the French doctrine of force majeure, and the ICC Force Majeure Clause 2020.

19. Platform Intermediary Liability and Safe Harbours

EU, Digital Services Act and DDG

Visionary Network operates as a hosting service provider within the meaning of the EU Digital Services Act (DSA, Regulation (EU) 2022/2065, fully applicable since 17 February 2024) and the German Digital Services Act (DDG, in force since 14 May 2024, replacing the TMG). Under DDG § 10 and Art. 6 DSA, we are not liable for information stored at user direction provided that: (a) we do not have actual knowledge of its illegal nature; and (b) upon obtaining such knowledge or a competent authority's order, we act expeditiously to remove or disable access. Nothing in these Terms creates an obligation to actively monitor user content (DDG § 7 Abs. 2; Art. 8 DSA).

United States, CDA Section 230

To the extent that US law is applicable (including for US-based users), Visionary Network is an "interactive computer service" within the meaning of 47 U.S.C. § 230(f)(2). We shall not be treated as the publisher or speaker of any information provided by another "information content provider" (§ 230(c)(1)). Our good-faith moderation actions, including restricting, removing or declining to remove content, shall not give rise to liability under § 230(c)(2).

Other Jurisdictions

Equivalent intermediary liability protections in other jurisdictions are recognised and relied upon, including Australia's Online Safety Act 2021 safe harbour for hosting services; Canada's equivalent intermediary protections; and Singapore's Electronic Transactions Act provisions. Users acknowledge that Visionary Network is not the originator of third-party content and that applicable national intermediary protections apply to our operations.

20. DMCA Safe Harbour, Copyright Infringement

In accordance with the Digital Millennium Copyright Act (17 U.S.C. § 512), Visionary Network has designated an agent to receive notifications of alleged copyright infringement.

Designated DMCA Agent

DMCA Agent: Leandro Binar, Visionary Network
Ebersheimer Strasse 5b, 55268 Nieder-Olm, Germany
Email: dmca@visionarynetwork.pro

Valid Takedown Notice Must Include

  • Your physical or electronic signature (or authorised representative's)
  • Identification of the copyrighted work claimed to be infringed
  • Identification of the infringing material and its URL or sufficient description to locate it
  • Your name, address, telephone number and email address
  • A good faith statement that use of the material is not authorised by the copyright owner, its agent, or the law
  • A statement, under penalty of perjury, that the information is accurate and that you are the copyright owner or authorised to act on their behalf

Knowingly submitting a false DMCA notice may expose you to liability under 17 U.S.C. § 512(f), including costs and attorney's fees.

Counter-Notification

If you believe your content was removed in error, file a counter-notice containing: your signature; identification of the removed material and its prior location; a statement under penalty of perjury that removal was a mistake or misidentification; and your name, address, telephone number and consent to jurisdiction. We will forward the counter-notice and may reinstate the content within 10–14 business days absent a court action by the complainant.

Repeat Infringer Policy

Consistent with 17 U.S.C. § 512(i)(1)(A), Visionary Network maintains and enforces a repeat infringer policy. Accounts subject to multiple substantiated takedown notices will be suspended or permanently terminated, regardless of membership status or tenure.

21. Electronic Contracts and Signature Validity

These Terms are formed and enforceable electronically. By clicking "accept", creating an account, or using the Platform, you form a legally binding contract under the following frameworks:

  • EU: Regulation (EU) No 910/2014 (eIDAS); Directive 2000/31/EC Art. 11; German BGB § 126b
  • USA: E-SIGN Act (15 U.S.C. § 7001 et seq.); UETA as adopted by applicable states
  • UK: Electronic Communications Act 2000; Electronic Signatures Regulations 2002
  • Canada: PIPEDA and provincial Electronic Commerce Acts
  • Australia: Electronic Transactions Act 1999 (Cth)
  • Singapore: Electronic Transactions Act (Cap. 88)
  • India: Information Technology Act 2000, Section 10A

You waive any right to object to enforcement of these Terms on the grounds that they were formed electronically or that no physical signature was obtained.

22. International Arbitration for Non-Consumer Disputes

EU/UK Consumers: This arbitration section does not apply to consumers habitually resident in the EU or UK. Such consumers retain full access to their national courts and the EU ODR platform at ec.europa.eu/consumers/odr.

For all other users, including business users, affiliates, partners, and users outside the EU/UK, any dispute, controversy or claim arising out of or relating to these Terms, or their breach, termination or invalidity, shall be finally settled by binding arbitration under the ICC Rules (International Chamber of Commerce). Seat: Frankfurt am Main, Germany. Language: English. Arbitrators: one (unless ICC determines three are warranted). Governing law of merits: German substantive law. Awards are final and enforceable under the 1958 New York Convention (171 signatory states). All arbitration proceedings shall be confidential. Either party may seek interim injunctive relief from a court pending arbitration.

23. Class Action Waiver

EU/UK Consumers: This waiver does not apply to consumers in the EU or UK where mandatory consumer protection law prohibits it.

To the fullest extent permitted by applicable law, all users who are not EU/UK consumers waive the right to bring or participate in any class action, collective action, private attorney general action or other consolidated proceeding. All claims must be brought individually. This waiver is enforceable under the US Federal Arbitration Act (AT&T Mobility v. Concepcion; Epic Systems v. Lewis), Australia's Competition and Consumer Act 2010, Canadian arbitration law, Singapore's Arbitration Act, and equivalent frameworks in applicable jurisdictions. Where disputes proceed in court, all parties waive any right to a jury trial to the maximum extent permitted by law.

24. International Users

The Platform is operated from Germany under German and EU law. Users outside Germany are responsible for compliance with local law. Jurisdiction-specific provisions:

United Kingdom

UK users are subject to the UK GDPR (Data Protection Act 2018) and UK Consumer Rights Act 2015 where applicable. The ICO (Information Commissioner's Office) is the UK supervisory authority. References to "GDPR" in these Terms include UK GDPR for UK users.

United States

US law is not the primary governing law, but where US law mandatorily applies (DMCA, CAN-SPAM Act, applicable state consumer protection laws) those provisions apply as set out in these Terms and our Terms of Use. California residents additionally benefit from CCPA/CPRA rights detailed in our Privacy Policy.

Canada

Canadian users are subject to PIPEDA and, for Quebec residents, Law 25 (Act Respecting the Protection of Personal Information in the Private Sector). Use of the Platform constitutes valid PIPEDA consent to data processing as described in our Privacy Policy.

Australia

Australian Consumer Law (Competition and Consumer Act 2010, Schedule 2) non-excludable rights and guarantees apply to Australian consumers to the extent required. Where permissible, our liability for breach of such guarantees is limited to re-supply of the service or payment of re-supply costs.

Brazil

Brazilian users are subject to the LGPD (Law 13.709/2018). Personal data of Brazilian users is processed in accordance with both our GDPR framework and the LGPD. Brazilian Data Subjects have equivalent rights as set out in our Privacy Policy.

India

Indian users are subject to the Digital Personal Data Protection Act 2023 (DPDP Act). We act as a Data Fiduciary under the DPDP Act and implement appropriate safeguards for Indian Data Principals. Rights of Indian users regarding their personal data are set out in our Privacy Policy.

25. General Provisions

Severability

If any provision is held invalid or unenforceable, it shall be severed and the remaining provisions continue in full force. The parties shall use reasonable efforts to agree a valid replacement reflecting the original commercial intent.

Entire Agreement

These Terms, together with our Privacy Policy and Terms of Use, constitute the entire agreement between you and Visionary Network regarding the Platform and supersede all prior agreements, negotiations and representations on the same subject matter.

No Waiver

Failure to enforce any provision on any occasion is not a waiver of the right to enforce it thereafter. Any waiver must be in writing and signed by an authorised Visionary Network representative.

Assignment

You may not assign your rights or obligations without our prior written consent. Any purported assignment without consent is void. Visionary Network may assign freely, including in connection with a merger, acquisition or asset sale, without notice or consent.

Notices

Notices to you may be by email or Platform posting. Notices to us must be in writing to the address in Section 17 or to info@visionarynetwork.pro and are effective on receipt.

Survival

The following sections survive termination of these Terms: Sections 7 (Intellectual Property), 9 (Disclaimer), 10 (Limitation of Liability), 11 (Indemnification), 15 (Governing Law), 20 (DMCA), 22 (Arbitration), 23 (Class Action Waiver) and 25 (General Provisions).

Third-Party Beneficiaries

These Terms confer no rights or remedies on any person other than you and Visionary Network. There are no third-party beneficiaries.

Language

These Terms are written in English and shall be interpreted in English. Any translation is for convenience only; the English text governs in case of inconsistency.

26. Export Controls and Sanctions Compliance

The Platform may be subject to export control regulations of Germany, the EU (Council Regulation (EC) No 428/2009 and successors), the United States (EAR, 15 C.F.R. Parts 730–774; OFAC regulations, 31 C.F.R. Parts 500–598) and applicable UN Security Council resolutions. You represent and warrant that: (a) you are not located in or a national of a country subject to a comprehensive EU, US or UN trade embargo; (b) you are not listed on the OFAC SDN List, the EU Consolidated Sanctions List, or any applicable UN sanctions list; and (c) you will not use the Platform in violation of any applicable export control or sanctions law. Violation of this section may result in immediate account termination and may be reported to relevant authorities.

17. Contact Information

For any questions, complaints or notices regarding these Terms, please contact:

Visionary Network
Operator: Leandro Binar
Ebersheimer Strasse 5b
55268 Nieder-Olm
Germany

Email: info@visionarynetwork.pro
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